An Introduction
The Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.
To that end, the FCRA regulates the collection, dissemination, and use of consumer information, including consumer credit information. Together with the Fair Debt Collection Practices Act, the FCRA forms the foundation of consumer rights law in the United States. It was originally passed in 1970, and is enforced by the U.S. Federal Trade Commission, the Consumer Financial Protection Bureau, and private litigants.
We are committed to following the Fair Credit Reporting Act (FCRA) guidelines when conducting background checks. We ensure all the necessary steps are taken to protect a person's privacy and rights during the process. We also adhere to any state and local laws, regulations, and ordinances related to the process. Our background checks are conducted in accordance with the FCRA, ensuring that all information provided is accurate and up-to-date. We strive to provide the highest quality background checks, while also ensuring that all laws and regulations are followed.
Industry Links to FCRA
Federal Trade Commision (Main Source)
Medical Industry & FCRA